Tuesday, March 26, 2013

Homeowner Equity Rising Again

The good news is - CoreLogic, a leading real estate industry data and analytical service, reported earlier this month that 1.7 million U.S. homeowners are now ‘above water’ again.  Of course, nobody likes or wants ‘negative equity’, but unless you were trying to sell or refinance your home it didn’t make a lot of difference – except mentally. 

The bad news?  Over 21 million homes with a mortgage are still underwater.  That’s around 10.4 million homes, according to CoreLogic.  3.9 million of them are properties with first and second mortgages. They have an average value of $296,000 and the average amount of negative equity is $80,000.

The worst states? Nevada, where 52.4% of all homes are underwater, Florida has 42.4%, Arizona is at 34.9%, Georgia at 33.0%, and yup – Michigan is at 31.9%.  These 5 states represent over 32% of all underwater homes nationally.
 
If you'd like a free market analysis on your property, you can contact me through my web site, www.RealEstateMich.com.
 
graphic courtesy of nattavut/freedigitalphotos.net

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